Finance Calculators

12 free, India-first calculators for the decisions that actually move your money — what to save, what a loan really costs, and what your salary leaves you.

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Budgeting

50/30/20 BudgetPopular

Split your take-home pay into needs, wants and savings — down to individual categories.

Saving

Savings Rate

The share of income you keep, and how many years of work it implies.

Emergency Fund

How many months of cover you need, based on how replaceable your income is.

Savings Goal

Work backwards from a target and a date to a monthly amount.

Investing

SIPPopular

What a monthly mutual fund investment grows into, with or without an annual step-up.

Lumpsum Investment

One-time investment growth — and what it is really worth after inflation.

FD

Fixed deposit maturity on quarterly compounding, with effective yield and TDS.

Retirement

Retirement Corpus

The corpus you need, and the monthly investment that builds it.

Loans & Debt

EMIPopular

Loan EMI, total interest and a full amortisation schedule.

Debt Payoff

Snowball against avalanche, on your actual debts.

Salary & Tax

In-Hand SalaryPopular

CTC to monthly take-home, with the new and old tax regimes compared.

Property

Rent vs Buy

Compares net worth, not monthly outflow — including the down payment’s opportunity cost.

Turn these numbers into an actual budget

A calculator gives you a target. BudgetAnalyzer tracks whether you hit it — free to start, private by default.

Get started free Explore the demo

These calculators are for information and planning only. They are estimates, not financial, investment or tax advice. Investment returns are not guaranteed, and tax rules change with each Union Budget.